Neil discusses the owner-manager journey and how the credit crisis of '07-'08 really taught him what being an owner-manager meant. Up until then, he wouldn't have described himself as an owner-manager even though he'd owned a business for 5 years. If you're an SME business owner, who's reached the end of their business journey and has a viable business, but just haven't been able to sell it - why not talk to RetireToday and see if we can keep the business open instead of you